FAQs

BADcreditrebuilder only works with the most trusted and respecting finance institutions in the USA. We deal with almost 20 different banks and finance companies. Our process ensures that you – the customer – benefits from the best rates and best finance options available.

Yes. If you’re successfully paying a high interest auto loan, BKcreditrebuilder can often reduce your interest rate. If you come back to BADcreditrebuilder and finance with us again – We can guarantee you an ever better interest rate.

Everyday BADcreditrebuilder helps new credit and credit challenged customers finance their new or used car with no money down. BADcreditrebuilder is here to make the deal work for you, so we will work with you and the bank to get you the car you want with the money down you have. See our testimonial page for real life bad credit auto loan situations from good people in Wisconsin for example of NO MONEY DOWN CAR LOANS!

A co-signor or co-applicant can always help you but often is not required. Our credit experts will work with you to properly explain what co-signing means for both you and your co-signor. Thousands of Wisconsin residents with poor or no credit histories are driving co signor free auto loans right now!

Absolutely! We cover the costs of our business and our superior service standards by selling cars, not by charging you excessive fees or billing you for our time. Our goal is to get you approved and into the car that you want. If we can’t get you approved – then we don’t deserve your business.

The inventory at BADcreditrebuilder is a huge mix of new and used vehicles – all makes and models. If BADcreditrebuilder doesn’t have the car you want, we can get it.

Yes. When you’re bankrupt you still have obligations to make every month. It’s unfair to ask you for regular bankruptcy payments but decline you the means to get to work. BADcreditrebuilder can get you financed in a new or used auto loan inside of your bankruptcy, consumer proposal or even credit counseling. If you’re discharged from your bankruptcy, consumer proposal or even your second bankruptcy – BADcreditrebuilder can help. That’s right even if you’ve been bankrupt twice we can get you approved and driving a new or used car loan.

Yes. When checking with the credit bureau, many lending institutions look at bad credit auto loans more closely than any other type of loan (other than home loans) to verify your credit standing. Secured credit cards can be helpful - but you really are just borrowing your own money with the glory of having a piece of plastic in your wallet. Buying a car from a "buy here, pay here" lot that does not report to the credit reporting agencies is usually not productive because it does not help your credit record at all.

BADcreditrebuilder will always give you the best value for your trade in vehicle. Whether it’s an older auto loan, current lease or even your first car, BADcreditrebuilder will offer you top dollar for your trade. Our expert staff specializes in auto appraisals and this service is always free!

Yes! BADcreditrebuilder works with many banks and finance companies that offer open loans. We will always get you the approval on the contract you want. Unlike other companies that claim to repair your credit or pressure you to sign contracts that do more harm than good, BADcreditrebuilder will fully disclose the type of agreement you enter into and will never put its customers into a loan they cannot afford or don’t understand! You can pay out your new or used auto loan whenever you want – with no fee’s or penalties. If you want to trade in your vehicle for a different one, then we guarantee you an even lower rate!

Bad Credit, Slow Credit and other Credit challenges can vary. Our Testimonial page have real life examples that highlight the everyday credit struggles many people go thru. The good news is that BADcreditrebuilder devotes 100% of its time to overcoming these challenges and getting all types of credit approved, no matter what your credit history is like.

With predatory lending practices, identity theft and now an unstable global economy, it’s no surprise that many good people are struggling with their debt. Often they have a hard time keeping up with their credit obligations and unfortunately that can hurt their credit scores.

If you’re struggling with your credit card payments or you’re past due on any of your other loans, BADcreditrebuilder guarantees it can get you approved. We specialize in slow or past due credit.

Even if you have collections or a judgement on your credit bureau, we can still help. We deal with every kind of credit situation and pride ourselves on having the expert knowledge required to get you approved and driving the car you want – no matter what credit you have.

Absolutely! BAD Credit Rebuilder helps all kinds of credit issues, from Bankruptcies to slow pays. If you have a job making $1800 or more per month, a valid driver's license, and proof of insurance, we can help!

Absolutely! BAD Credit Rebuilder helps all kinds of credit issues, from Bankruptcies to slow pays. If you have a job making $1800 or more per month, a valid driver's license, and proof of insurance, we can help!

Absolutely! BAD Credit Rebuilder helps all kinds of credit issues, from Bankruptcies to slow pays. If you have a job making $1800 or more per month, a valid driver's license, and proof of insurance, we can help!

Absolutely! BAD Credit Rebuilder helps all kinds of credit issues, from Bankruptcies to slow pays. If you have a job making $1800 or more per month, a valid driver's license, and proof of insurance, we can help!